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Checking Accounts

ECO FREE Checking

Our ECO Free Checking Account is both economical and ecologically oriented. You get total access to your funds at any time. This account is perfect for students.

  • No monthly service charge
  • Open with a minimum deposit of $100
  • Unlimited check writing and electronic transactions
  • FREE monthly e-statement included; optional paper statement available with charge.
  • FREE MasterCard® ATM/Debit Card has $300 daily cap for students under 18 years of age

 

SMART Checking

The Equity SMART Checking Account is our “worry free” account with discounted overdraft fees (only $15 per overdraft) to save you money for those little blips that happen in real life!

  • $10 monthly service charge (with reduced overdraft fee of $15/overdraft)
  • Open with a minimum deposit of $100
  • Unlimited check writing and electronic transactions
  • FREE MasterCard® ATM/Debit Card has $300 daily cap for students under 18 years of age

 

Gold Checking

The Equity Gold Checking Account provides flexibility with a competitive interest rate. No service charge when you maintain a $1,000 daily balance!

  • No monthly service charge with $1,000 daily balance; otherwise $10/month service charge
  • Open with a minimum deposit of $100
  • Competitive interest earned on 100% of account balance
  • Unlimited check writing and electronic transactions

 

Platinum Checking

Earn a premium rate that exceeds most savings and CDs on balances up to $25,000! All you have to do is enroll for free electronic statements, free online banking and complete 10 Debit Card transactions per month (excludes ATM transactions)!

  • No monthly service charge with a daily balance of $2,000; otherwise $10/month service charge
  • Open with a minimum deposit of $100
  • Premium interest earned up to $25,000 account balance
  • Unlimited check writing
  • FREE Stop Payments
  • FREE Cashier's Checks
  • FREE Money Orders
  • $100 off mortgage closing costs
  • .25% rate discount on all auto loans
  • FREE Electronic Statements (required)
  • Customers limited to one Equity Platinum Checking account per primary owner
Terms subject to change.